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Property Spotlight
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Pacific BeachCA
For Sale
$249,900
1 Beds / 1 Baths
| Unbelievable location only 3 blocks to the beach! This condo has everything you need with granite counter tops, travertine in the bathroom, maple flooring, and cherry cabinets... more >>
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La JollaCA
For Sale
$249,900
1 Beds / 1 Baths
| Live at the Beach in the Wind-N-Sea neighborhood! First floor unit is light and bright with west facing balcony!.. more >>
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San Diego
For Sale
$279,000
4 Beds / 2 Baths
| 4BR/2.5BA
From the front porch you can see the OCEAN! Handyman special - bring your tool belt and fix this home up! Large back yard - for you to create your own private haven... more >>
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San DiegoCA
For Sale
$299,999
3 Beds / 1 Baths
| FREE 24 HOUR RECORDED INFO AT 1-800-433-0203 EXT. 7773
This 3 bedroom, 1 bath home is a beautiful blend of classic 1940''s charm and modern upgrades... more >>
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EscondidoCA
For Sale
$325,000
4 Beds / 2 Baths
| Great opportunity to customize to your taste and style. Home is ready for your TLC to make this YOUR DREAM HOME! You can easily add another bedroom and bath above the garage making it a 5 bed/3 bath... more >>
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SanteeCA
For Sale
$389,000
3 Beds / 4 Baths
| Must see the breath taking views in Northstar at Sky Ranch this complex is nestle in the hills of Santee. You will feel at home in this upgraded townhome... more >>
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San DiegoCA
For Sale
$399,000
2 Beds / 3 Baths
| REDUCED! This townhome is located in a quiet complex Chateau Village. This complex features pool, spa and tennis courts. You will feel the openness with the vaulted ceiling... more >>
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EncinitasCA
For Sale
$429,000
3 Beds / 2 Baths
| This single story home is located in Village Park. This is a great neighborhood with parks and walking trails. The home has a fireplace in the living room to cozy up to with your friends and family... more >>
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EscondidoCA
For Sale
$459,000
4 Beds / 3 Baths
| Come enjoy the tremendous panoramic mountain views from the spacious 4br/3 ba home. Kitchen has counter space, lots of cabinets and tile flooring... more >>
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San DiegoCA
For Sale
$639,000
4 Beds / 2 Baths
| Welcome home to this lovely open floor plan with a well manicured yard. Great neighborhood in West University City... more >>
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La JollaCA
For Sale
$849,000
4 Beds / 3 Baths
| A Spectacular home built by Concordia with fantastic city and canyon views... more >>
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EscondidoCA
For Sale
$1,150,000
4 Beds / 6 Baths
| Luxury Defined-elevated and Private Architectural Gem with dark bottom pool with waterfall, swim ledges and separate spa with waterfall and views to Catalina Island, when clear... more >>
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San DiegoCA
For Sale
$1,293,000
4 Beds / 3 Baths
| Real Estate at its best! This is a beautiful San Diego property!.. more >>
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San DiegoCA
For Sale
$1,695,000
3 Beds / 3 Baths
| If you appreciate volume, design and architectural beauty, this home is for you!.. more >>
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CarlsbadCA
For Sale
$1,950,000
4 Beds / 4 Baths
| Sensational views and a sense of privacy elevated from street with entry garden and mature palms. Side lot is mostly vacant with perimeter landscape plus multiple fruit trees, olives and palms... more >>
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San DiegoCA
For Sale
$2,075,000
3 Beds / 3 Baths
| Designer''s own home with many customized features showcasing indoor\/outdoor living with San Diego''s climate and views taking full advantage of this elevated, private lot walking distance to Old .. more >>
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La JollaCA
For Sale
$3,850,000
4 Beds / 5 Baths
| Real Estate at its best! This is a beautiful La Jolla property!.. more >>
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Home ownership is a dream for most Americans. The State Sponsored Homebuyer Assistance Program is offered
through various government agencies. After all, regardless of their income level Americans strive to become
homebuyers and purchase a home. That's why HOME
offers down payment, closing cost and rehabilitation assistance to low-income homebuyers who make the
purchased home their principal residence and rehabilitate it according to IHDA and HUD standards.
Before buying San Diego real estate and to receive HOME assistance, prospective homebuyers must take part in
homeownership counseling to ensure they understand budgeting and personal financial management, home maintenance, the mortgage
loan process, legal documents and obligations associated with buying a home, and work-out options
they have with mortgage lenders in case financial problems arise.
SPONSORING AGENCIES
Local governments, non-profit organizations and Community Housing Development Organizations (CHDO) --
offer state sponsored homebuyer assistance programs. More information about CHDO's assistance program
is in the Community Housing Development Organizations section. For-profit groups are not eligible.
Homeowners should apply for HOME assistance through sponsoring agencies funded by IHDA,
not directly through the Authority or via the Single Family Program Department.
ELIGIBLE PROPERTIES
You can search for San Diego real estate properties that are selected by sponsoring agencies. Homebuyers may
choose from one-unit properties, condominiums or manufactured
housing (mobile homes are ineligible). They may be valued at no more than HUD's area limits,
and in the case of acquisition and rehabilitation, must be free from any health or safety defect before occupancy.
RESALE PROVISIONS
Assistance to homebuyers is provided in the form of deferred, forgivable loans at 0 percent interest.
The use of HOME funds carries certain restrictions on the use of the purchased property, as well as
upon any proceeds realized from the sale of the home if the sale occurs with?in certain time frames.
If the homeowner moves out or sells the home before this time period has expired, all or a portion
of the HOME funds must be repaid by the homeowner.
For more information about state sponsored homebuyer assistance programs contact HOME at (312) 836-5200.
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